Retire right and be protected for life
Education is the best gift you can give to your child. Education opens the door to opportunities and a brighter future for your child. Without proper planning, it makes it difficult for families to afford education due to increasing cost. Don’t worry, KCFAPI is here to help meet your needs. We offer educational plans with flexible payment terms to help you fund the future education of your child.
KC Elite Pro Series
About the Product
KC Elite Pro are participating whole life plans that provides retirement benefits.
Benefits
After 2 years contestable period, this whole life insurance provides Living Benefits of Cash Value, Cash Participation, and Cash Bonuses. It also has a Family Benefit of 100% Face Value during the contribution period, 125% of Face Value after the contribution period up to age 69, and 50% of Face Value from age 70 to 100.
Contribution Period
Contribution paying periods are available in five (5), ten (10) or fifteen (15) years to save.
KC Prestige Care
About the Product
The KC Prestige Care Plan is a limited payment participating benefit certificate plan that provides lifetime coverage and a guaranteed pure endowment at insurance age 65.
Benefits
This Plan provides Living Benefits that earn guaranteed cash value increases every year. And for Financial emergencies, Loan values may be available at any time when a cash value is available. If assured reached age 65 KCFAPI will provide the anticipated endowment of 50% of Face Value and another 50% of Face Value at the insurance age of 100. If the assured dies before age 65, KCFAPI provides the Family Benefits of 100% of Face Value and 50% of Face value if the assured dies on or after age 65.
Contribution Period
Contribution paying periods are available in 5 and 10 years.
KC Valiant Retire
About the Product
These plans provide both living and family benefits in a form of guaranteed pure cash endowment at insurance ages 60, 65, and 70.
Benefits
Living Benefits provides at insurance age 60, if living, 25% of Face Value, another 25% at insurance age 65, and 50% at insurance age 70. Family Benefits in case of Assured's untimely demise before insurance age 60, the beneficiary shall receive 100% of FV, 75% of FV if death occurs after 60 but before 65, 50% of FV if after 65 but before 70 and if death occurs beyond 70 yrs. old, the beneficiary shall receive nothing.
Contribution Period
Contribution paying period is available only for 10 years.
