Retire right and be protected for life
Education is the best gift you can give to your child. Education opens the door to opportunities and a brighter future for your child. Without proper planning, it makes it difficult for families to afford education due to increasing cost. Don’t worry, KCFAPI is here to help meet your needs. We offer educational plans with flexible payment terms to help you fund the future education of your child.
GIO Defender
About the Product
Permanent life insurance plan that provides family benefit protection and guaranteed living benefits during the lifetime of the Assured. This fraternal benefit plan can be offered to applicants whose issue ages ate within the age group 18-49.
Benefits
Upon reaching the maturity date at age 100, the plan will provide a cash maturity equal to 100% of the face value. The family benefit is equal to 100% of the face value given to the beneficiaries in case of the BC Holder's untimely demise during the protection period.
Contribution Period
Contribution paying periods is fifteen (15) years only
KC Family Protect Series
About the Product
The KC Family Protect Series Plans are whole-life participating plans that provide level life insurance protection benefits and earn guaranteed cash values that increase every year. At any time a cash value is available, loan values may be availed for financial emergencies.
Benefits
This Plan provides Living Benefits that earn guaranteed cash value increases every year. And for Financial emergencies, Loan values may be available at any time when a cash value is available. If assured reached age 65 KCFAPI will provide the anticipated endowment of 50% of Face Value and another 50% of Face Value at the insurance age of 100. If the assured dies before age 65, KCFAPI provides the Family Benefits of 100% of Face Value and 50% of Face value if the assured dies on or after age 65.
Contribution Period
Contribution paying periods are available in 10 years, 15 years, 20 years, or lifetime payments.
KC Special Plan for Elderly Knights (SPEK)
About the Product
SPEK is a whole-life plan specially designed for Elderly Knights and their families.
Benefits
This plan earns guaranteed cash values that increase every year. At any time a cash value is available, loan values may be availed for financial emergencies. The family benefit is equal to 100% of the face value given to the beneficiaries in case of the BC Holder’s untimely natural demise during the protection period, or 200% equal family benefit if the cause of death is accident at age 55 to 65.
Contribution Period
Contribution paying period is up to age 90.
